How it works

Create Your Profile

Answer a few simple questions to help us understand what you are in the market for and tell lenders the terms that you want.

Your Offer is Posted to RateGator’s Mortgage Marketplace

Now that your anonymous profile has been posted, sit back and relax; we’ve got it from here. As soon as lenders see your offer, our auction-style platform makes loan officers compete to give you the best rate and terms. Isn’t it nice when they fight over you?

A Loan Officer Accept Your Offer

This is the fun part. Once a loan officer accepts your offer, we’ll put you both in touch. Get the mortgage you want on your terms.


Let Banks Fight Over You

Our Platform enables you to set the terms of your loan. Putting the power in your hands, saving you time and money.

"I typed in what I wanted and a lender accepted my offer that day. We closed 26 days later-at a great rate."

- Rich Frontera, Melbourne, FL

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